Many people think they need to pay off their home loan before being able to invest. This is absolutely incorrect. If you have equity in your home this can be put to work straight away, by assisting in buying an investment property. Our advisers will explain clearly how this is done. Then as the property grows in value, you can use it’s equity to expand your portfolio further, and eventually you will have the choice to hold properties and enjoy the growing rental income, or maybe sell one or two so as to access the capital growth, pay off your original home loan and use the balance to fund your retirement.